Emerging Technologies

Cryptocurrency

Definition

A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology.

Why It Matters

Cryptocurrencies represent a new form of money that is not controlled by any central authority like a government or bank. They offer the potential for faster, cheaper global payments and a new asset class for investment.

Contextual Example

Bitcoin (BTC) is the first and most well-known cryptocurrency. Ethereum (ETH) is another major cryptocurrency, which also serves as a platform for decentralized applications.

Common Misunderstandings

  • Cryptocurrencies are highly volatile assets, and their prices can fluctuate dramatically.
  • The legal and regulatory status of cryptocurrencies varies widely by country.

Related Terms

Last Updated: December 18, 2025